SBALoanCentralUSA
Providing Capital to Business Since 2000

800.930.9071

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new loan

SBA LOANS to $150,000

Our newest SBA Loan QUICKSTART, is based on GROSS ANNUAL SALES, not net income like most SBA loans. With lightning-fast funding and low rates, a business can receive up to $150,000 within 7 days, and apply every 90 Days 3 X per year for additional funds.
  • Low Rate: Prime + 3.75%
  • Low Document Requirements
  • Term: 10 Years
  • Approval is Based on Gross Sales, Not Net Income
  • Can be Pre-Qualified in Hours
  • Funds Available within 7 Days of Approval
Pre-Qualify Here

SBA LOANS to $350,000

This expedited FAST TRACK SBA loan provides capital for small businesses fast once we receive the completed application package! With flexible requirements and low interest, this SBA loan will save you time and money over other loan alternatives.
  • Low Rate: Prime + 2.75%
  • Term: 10 Years
  • Approval Based on Net Income
  • Funds Available within 14 Days of Loan Approval
Pre-Qualify Here

WHY Loan Central USA?

As a Preferred Partner with the Small Business Administration (SBA), our lending bank can bypass the SBA and make credit decisions internally, saving business owners weeks, or even months of waiting time. In addition, our lending bank is one of the few SBA banks that offers a SBA loan based on gross sales, not net income.

QuickStart SBA Loans to $150,000 Can Be Used for:
  • Inventory
  • Working Capital
  • Consolidating Business Debt
  • Buy Small Equipment
  • Payroll
  • Marketing
SBA FastTrack Loans to $350,000 Can Be Used for:
  • Debt Refinancing
  • Equipment Purchases
  • Commercial Real Estate Purchases
Working capital
Buy small equipment
Commercial Real Esatae Purchases
Consolidating Business Debt
Equipment Purchases

Looking for a Larger SBA Loan?
We also offer SBA Loans up to $5,000,000, some with 100% financing and zero down, and SBA Business Acquisition Loans to acquire a business or franchise.

If Your Credit Score is 550-680, You May Also Qualify for One of Our Fast Non-Bank Loans of up to $2MM

ASSET BASED BRIDGE LOANS to $1MM

  • Loan Amount is Based on Property’s Equity.

  • Loan Approval is Based on the Business + Property Value, Not Personal Credit.

  • One Year in Business, OK.

  • Any Type of Property, OK, Including Commercial, Industrial Residences and Land.

  • First 2 Yrs. Value Limited to Purchase Price+ Improvements.

  • Can Go in 2nd or 3rd Position, No Refinance Required.

  • Closes in 14-20 Business Days.

Apply Here

PRE-QUALIFY FOR BRIDGE LOANS WITH:

  • One Year in Business.

  • 550+FICO Score.

  • 6 Months of Bank Statements.

  • A Current Appraisal, if Available.

  • $250,000+ Revenue Annually.

  • INC, LLC, Partnership, Sole Proprietor, OK.

MACRO LOANS to $50,000 to $750,000

  • Approval Based on Business, Not Personal Credit.

  • High Approval Rate.

  • Funds Available in 48 Hours.

  • No Property as Collateral Required.

  • No Down Payment Required.

  • Will Subordinate to Other Loans.

  • For Any Business Use

Apply Here

PRE-QUALIFY FOR MACRO LOAN WITH:

  • $35,000 Monthly Business Revenue.

  • One Year in Business.

  • 550+FICO.

  • No Property Required.

  • No Down Payment Required.

  • OK for Corporations, LLCs, Sole Proprietors.

ABOUT US

Loan Central USA has been providing capital to businesses owner across the US since 2000 and to date our lenders have funded over a $100,000,000 in working capital. We are proud of the sterling reputation we have in our industry and look forward to working with new clients and helping them achieve their financial goals.

Claim Your Employee Retention Credit While Grant Money is Still Available!

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